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    <h2 id="heading">
        <a href="../home.aspx">World Trade Bank</a> > <a href="home.aspx">Retirement</a>
        > <a href="myPolicy.aspx">My Policy</a> > Withdrawal / Terminate</h2>

    <p style="font-family: 'Oxygen', Arial; font-weight: bold; font-size: 40px">
       Withdrawal / Terminate</p>

        <fieldset>
        <legend style="font-size: 28px; font-weight: bold">What you should know about early partial / full withdrawal</legend>
        <br />
        An insurance policy is intended to meet your long-term financial needs. Therefore, it may be disadvantageous for you to fully or partially
        withdraw or surrender a policy before its maturity date. Some disadvantages are:
        <br />
        <ul>
            <li>You are losing valuable benefits from the policy:
                <ul>
                <li>You are losing the insurance protection offered by your policy;</li>
                <li>You may not be able to achieve your intended financial objective;</li>
                <li>This may result in losing the financial benefit accumulated over the years.<br /><br /></li>
                </ul>
            </li>
            <li>It may not be possible for you to obtain a similar level of protection on the same terms in the future.
                <ul>
                <li>You may not be insurable on standard terms;</li>
                <li>You may have to pay a higher premium in view of higher age;</li>
                <li>Surrendering/Withdrawing your insurance policy for another policy could result in higher premiums and/or loss of specific policy features due to
                    changes in age or health.</li>
            </ul>
            </li>
        </ul>
        <br /><br />
       Alternatives to partial / full withdrawal (for ILPs):
       <ul>
             <li>Fund Switching Facility
                <ul>
                <li>When the fund you have bought is not meeting your initial or current investment objective, you may switch to other fund(s) offered by us at its bid price
                    without incurring any charges.</li>
                </ul><br />
             </li>
            <li>Other Options
                <ul>
                <li>You may enquire whether there are other options available under your policy such as reduce regular premium to meet your short term financial needs.</li>
                </ul>
            </li>
       </ul>
        </fieldset>
        <br /><br />

        <fieldset>
        <legend style="font-size: 28px; font-weight: bold">Acknowledgement</legend>
        <br />
        Please indicate your reason(s) for withdrawing(fully or partially) this Policy.<br /><br />
        <asp:TextBox ID="tb_reason" runat="server" Text="" Width="100%"></asp:TextBox>
        <br /><br />
        <asp:CheckBox ID="cb_agree" runat="server" Text="I agree that:" /><br />
        <ul>
        <li>I/We have read and understood the above statements. I/We choose to withdraw (fully or partially) or surrender my policy(ies). I/We am/are aware that should I/we
            wish to buy a similar policy in future, I/we may incur additional charges and may not be able to secure similar terms and conditions.</li>
        <li>This Policy is not assigned to any other party.</li>
        <li>I/We/The beneficiaries are not undischarged bankrupt(s). There are currently no actual or pending bankruptcy proceedings against me/us.</li>
        <li>I/We agree to indemnify and hold harmless the Company from and against all claims, losses, damages (including legal costs) arising as a result of the Company
            acting in accordance with these instructions.</li>
        </ul>
        </fieldset>
        <br /><br />

        <fieldset>
        <legend style="font-size: 28px; font-weight: bold">A. Partial Withdrawal</legend>
        <br />
        Please note the following criteria:
        <br />
         <ul>
            <li>Minimum Withdrawal Amount is $500 per Policy.</li>
            <li>Minimum Balance Remaining (Per Policy) is $1,000.</li>
            <li>Minimum Balance Remaining (Per Fund) is $500.<asp:SqlDataSource ID="SqlDataSource_existingFunds" runat="server" 
                ConnectionString="<%$ ConnectionStrings:ConnectionString %>" 
                SelectCommand="SELECT '' AS fund_code, '' AS fund_name UNION ALL SELECT P.fund_code, fund_name FROM [R_POLICY_FUND] P, [R_FUND] F WHERE P.fund_code=F.fund_code and P.status='ACTIVE'and ([policy_no] = @policy_no)">
                <SelectParameters>
                    <asp:QueryStringParameter DefaultValue="FP2013" Name="policy_no" 
                        QueryStringField="policyNo" />
                </SelectParameters>
            </asp:SqlDataSource>
             </li>
        </ul>

        <table class="tbl_partialWithdrawal" width="70%"> 
        <colgroup>
            <col style="width: 40%;">
            <col style="width: 40%;">
        </colgroup>

        <tr>
        <th>Name of Fund(s)</th>
        <th>Amount ($ or %)</th>
        </tr>

        <tr>   
        <td><asp:DropDownList ID="ddl_withdrawalFund1" runat="server" Width="80%" 
                DataSourceID="SqlDataSource_existingFunds" DataTextField="fund_name" 
                DataValueField="fund_code">
            </asp:DropDownList>
        </td>
        <td><asp:TextBox ID="tb_withdrawalPercentageOrAmount1" runat="server" Text=""></asp:TextBox></td>
        </tr>

        <tr>   
        <td><asp:DropDownList ID="ddl_withdrawalFund2" runat="server" Width="80%" 
                DataSourceID="SqlDataSource_existingFunds" DataTextField="fund_name" 
                DataValueField="fund_code">
            </asp:DropDownList>
        </td>
        <td><asp:TextBox ID="tb_withdrawalPercentageOrAmount2" runat="server" Text=""></asp:TextBox></td>
        </tr>

        <tr>   
        <td><asp:DropDownList ID="ddl_withdrawalFund3" runat="server" Width="80%" 
                DataSourceID="SqlDataSource_existingFunds" DataTextField="fund_name" 
                DataValueField="fund_code">
            </asp:DropDownList>
        </td>
        <td><asp:TextBox ID="tb_withdrawalPercentageOrAmount3" runat="server" Text=""></asp:TextBox></td>
        </tr>

        <tr>   
        <td><asp:DropDownList ID="ddl_withdrawalFund4" runat="server" Width="80%" 
                DataSourceID="SqlDataSource_existingFunds" DataTextField="fund_name" 
                DataValueField="fund_code">
            </asp:DropDownList>
        </td>
        <td><asp:TextBox ID="tb_withdrawalPercentageOrAmount4" runat="server" Text=""></asp:TextBox></td>
        </tr>

        <tr>   
        <td><asp:DropDownList ID="ddl_withdrawalFund5" runat="server" Width="80%" 
                DataSourceID="SqlDataSource_existingFunds" DataTextField="fund_name" 
                DataValueField="fund_code">
            </asp:DropDownList>
        </td>
        <td><asp:TextBox ID="tb_withdrawalPercentageOrAmount5" runat="server" Text=""></asp:TextBox></td>
        </tr>
        </table>
        <br />
        <ul>
            <li>Indicate "100%" for full withdrawal of a particular fund</li>
            <li>The Sum Insured may be reduced and the Sum Insured Guarantee Benefit may cease</li>
            <li>Units will be cancelled at the bid prices applicable on the next applicable valuation date after our acceptance of this request</li>
        </ul>
        </fieldset>
        <br /><br />

        <fieldset>
        <legend style="font-size: 28px; font-weight: bold">B. Full Withdrawal / Termination of Policy</legend>
        <br />
            <asp:CheckBox ID="cb_terminate" runat="server" 
                Text="I want to terminate this Flexi Protect policy" />
            <br />
            <br />
        Please upload the Photocopy of NRIC(both sides) / Passport / Birth Certificate with your request submission:
        <br /><br />
        <asp:FileUpload ID="fu_nirc" runat="server" />
        <br /><br />
        </fieldset>
        <br /><br />

        <fieldset>
        <legend style="font-size: 28px; font-weight: bold">Payment Methods</legend>
        <br />
        I would like to receive my withdrawal proceeds by:
        <br /><br />
        <asp:RadioButton ID="cb_fundTransfer" runat="server" 
                Text="Deposit into Owner's Bank A/C No.:" Checked="True" />
        <asp:Label ID="lb_accountNumber" runat="server"></asp:Label>
        <br /><br />
        <asp:RadioButton ID="cb_selfCollection" runat="server" Text="Self Collection by Owner" />
        <br /><br />
        <asp:RadioButton ID="cb_collectionByRepresentative" runat="server" Text="Collection by Servicing Representative" />
        <br />
        &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Representative's Name&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;:<asp:TextBox ID="tb_representativeName" runat="server"></asp:TextBox><br />
        &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Representative's Contact No.: <asp:TextBox ID="tb_representativeContactNo" runat="server"></asp:TextBox>
        <br /><br />
        Please note that by default, we will mail the crossed Cheque to the Owner if 
            incorrect / no instructions are provided to us above.
        </fieldset>
        <br /><br />
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         &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;
         <asp:ImageButton ID="btn_withdrawalTerminateRequest" runat="server" 
            ImageUrl="~/Retirement/Images/confirmSubmit.png" Width="150" 
            onclick="btn_withdrawalTerminateRequest_Click" />&nbsp;&nbsp;&nbsp;&nbsp;
        <asp:ImageButton ID="btn_cancelRequest" runat="server" 
            ImageUrl="~/Retirement/Images/cancelSubmit.png" Width="150" onclick="btn_cancelRequest_Click" />

<%--        <asp:ImageButton ID="btn_withdrawalTerminateRequest" runat="server" 
        ImageUrl="~/Retirement/Images/submit.png" Width="150" 
        onclick="btn_withdrawalTerminateRequest_Click" />--%>
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